Your credit score isn’t just a number—it’s a gateway to better financial opportunities. Whether you’re starting out, building and rebuilding your credit, or simply looking for ways to optimize your financial profile, understanding and managing your credit is essential. In this short blog, we explore six key strategies to help you master your credit and pave the way to lasting financial success.

1. Pay on time – Always pay bills before the due date.
2. Keep balances low – Don’t use too much of your credit limit.
3. Don’t open too many new accounts – Only apply for credit when needed.
4. Keep old accounts open – A longer credit history helps your score.
5. Check your credit regularly – Look for mistakes or signs of fraud.
6. Build a mix – Having different types of credit (like a card and a loan) helps.